Privacy Policy

This policy explains how the operators of Fast Business Loans NZ ("we", "us", "our") handles personal and business information when you use this website or apply for business finance. We handle personal information in line with the Privacy Act 2020 and its information privacy principles.

Information we collect

We only collect what we need to understand your application and help arrange business finance. That can include:

your name, phone number, email address and role in the business;
business details such as your NZBN or company number, business name, industry, trading history, region and monthly revenue;
how much you want to borrow, what it's for and when you need it;
details of any property you may offer as security;
identification documents, financial information such as bank statements, financial statements and your Inland Revenue position, and details of existing debts;
credit information, once you decide to proceed; and
information about other people connected to the application, such as co-directors or guarantors.

Most information comes directly from you through our online application, by phone or by email. We also record how you found our website (for example the page you first landed on and the page you applied from) so we can understand which information is useful. With your authorisation we may obtain information from credit reporters, identity and bank-statement verification services, public registers such as the Companies Register, the NZBN Register and the PPSR, and professionals you nominate, such as your accountant.

How we use it

to respond to your application and talk with you about suitable finance options;
to assess and arrange business finance with the lender best suited to your situation — we don't send your details out to a long list of lenders;
to verify your identity and the details you give us;
to meet our legal obligations;
to run our business, keep records, handle complaints and improve our website and services; and
to tell you about other business finance options that may suit you — you can opt out at any time.

Who we share it with

To arrange your finance we may share information with the lender and funders involved in your application, related finance businesses that assess and settle business loans, credit reporters (only once you choose to proceed), verification providers, valuers (for property-secured loans), lawyers acting on the transaction, professional advisers, our IT and service providers, and government agencies where the law requires it. Some providers may store data outside New Zealand; where that happens we take reasonable steps to make sure your information is protected to a comparable standard.

Your authorisation

When you submit an application you authorise us to collect, use and share your information for the purposes in this policy, and to contact you by phone, text and email about your application. Applying doesn't involve a credit check; we'll ask before any credit check happens.

If you give us information about someone else, such as a co-director or guarantor, you confirm you're authorised to do so and that you've told them about this policy.

Security and retention

We take reasonable steps to protect personal information from loss, misuse and unauthorised access, use, change or disclosure. We keep information only for as long as we need it for a lawful purpose, then dispose of it securely.

Access, correction and complaints

You can ask to see or correct the personal information we hold about you. To make a request or a privacy complaint, contact us through our contact page marked "Privacy request", and we'll respond as soon as reasonably practicable. If you're not satisfied with our response, you can contact the Office of the Privacy Commissioner at privacy.org.nz.

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Last updated 2 October 2026.